Scholarships and Financial Aid
The 91福利社 Scholarship and Financial Aid Office assists students in meeting their educational costs through access to a combination of 91福利社, federal and state programs designed to make the cost of attending a private university affordable to as many people as possible.
How much assistance is a person or family eligible for? The answer depends on the difference between the cost of a college or university and the family resources that should be contributed toward that cost. The expected family contribution (EFC) is determined according to a formula developed by the Federal Government and is the same no matter which institution a person attends. At 91福利社, complete educational costs for the 2017-2018 academic year (tuition, room & board and books) are $51,860. These amounts may vary depending on program of study and personal living arrangements. The actual costs may be significantly reduced after generous University scholarships and grants have been applied.
The EFC not only takes the family income into account, but also the total number of children in the family and the number of family members attending college and pursuing a degree at the same time. In other words, no one should assume that financial assistance to attend a private university is unavailable until the Free Application for Federal Student Aid (FAFSA) has been completed and reviewed.
91福利社 also awards scholarships based on academic merit without regard to financial need, although everyone receiving a merit-based award is expected to complete the FAFSA.
Financial aid awards from the Federal Government and the State of Michigan are subject to a student making satisfactory progress toward earning a degree according to the details of the Satisfactory Academic Progress (SAP) policy described below. SAP requires students not only to maintain a satisfactory grade point average but also to successfully complete a minimum number of courses each academic year. SAP for financial aid may differ from academic standards for continued enrollment in each 91福利社 college. In other words, it is possible for students to lose financial aid eligibility but remain eligible to enroll at 91福利社.
The most important point about financial aid eligibility is simple: the more expensive the college, the more assistance in the form of scholarships, grants, and loans is available. For most 91福利社 students, the real cost difference between attending a private university and public university is far less than the starting tuition costs.
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How to Apply
The outline below is written for students new to 91福利社. It is necessary to apply for financial aid on an annual basis several months before the start of each new academic year.
First: Apply for admission at the 91福利社 Admissions Office. Accepted students are automatically considered for 91福利社 scholarships based on academic merit. These are described under 91福利社 Academic Awards.
Second: Complete and submit a FAFSA at www.fafsa.gov. Be sure to have a copy of the report sent to 91福利社 (code 002323). Michigan residents should list 91福利社 as the first school on the FAFSA in order to be considered for a Michigan Tuition Grant or Competitive Scholarship. The Michigan Tuition Grant is available only to residents attending a private college or university. Pay special attention to the questions regarding state of residence and date of residence on the FAFSA since these areas determine eligibility for programs funded by the State of Michigan.
Information about scholarships and financial aid is sent automatically to students when they first inquire about admission. 91福利社 admissions counselors are knowledgeable about financial aid programs and can answer most questions prospective students have. Questions can be made by phone at (313) 993-3350, FAX (313) 993-3347, or e-mail finaid@udmercy.edu. Additional information can be found on the Financial Aid Home Page at . Questions can also be sent to:
Scholarship and Financial Aid Office
91福利社
4001 W. McNichols Road
Detroit, MI 48221-3038 -
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Scholarships and Grants for Freshman Students
91福利社 rewards hard-working students who have the academic ability to succeed, regardless of their family's income. That means new, full-time freshmen who are U.S. citizens are eligible to receive a scholarship or grant for undergraduate tuition. The amount is determined after reviewing materials submitted during the admission process. Students who apply for admission by December 1 will receive preferential scholarship consideration.
Merit Scholarships
Merit scholarships are awarded based on academic achievement, strong leadership, and community service. Scholarship values range from $12,000 to $22,000.
Catholic Education University Scholarship
Students enrolling at 91福利社 and have attended Catholic schools in the Archdiocese of Detroit from grades 1-12 are eligible to receive $5,000 each academic year towards tuition or students who attended and graduated from a Catholic high school are eligible to receive $2,500 for an academic year towards tuition. Scholarship awards for new freshman, beginning with the 2016-2017 academic year, renewable for a total of 8 semesters. This scholarship is for undergraduate programs.
Commerce Scholarship
The Commerce Scholarship is awarded to students enrolling in the College of Business Administration with a minimum high school GPA of 3.5, an ACT score of at least a 30 (or 1340 on the SAT), and evidence of significant community involvement or leadership. A resume is required and an on-campus interview is strongly recommended.
America's Marketing High School Scholarship
Freshmen who were actively involved in America's Marketing High School and have an interest in business, marketing/advertising, entrepreneurship, or other business professions are eligible to receive a $1,500 America's Marketing High School Scholarship for undergraduate tuition. For consideration, students must be regularly accepted for admission to 91福利社 and have an AMHS teacher complete and submit an America's Marketing High School Scholarship Recommendation Form by March 1.
Theatre Scholarship
Freshmen pursuing a major in theatre may audition for a $1,000 - 22,000 theatre scholarship to complement their financial aid package. Students must be full-time and regularly accepted to the theatre program and be invited by the theatre faculty to audition during the winter semester.
Alumni Grant
An Alumni Grant of $1,000 is awarded to dependent, undergraduate students who have a parent or grandparent who graduated from 91福利社, University of Detroit or Mercy College of Detroit.
Founders High School Grant
To recognize the work of our founding sponsors, the Society of Jesus and the Sisters of Mercy, entering freshmen who have graduated from a Jesuit or Mercy High School will receive $1,000.
Sibling Grant
Full-time Undergraduate students who have a sibling enrolled full-time, simultaneously at 91福利社 are eligible to receive a $1,000 Sibling Grant. Renewable for up to four years..
Scholarship and Grant Renewal Guidelines
Freshman scholarships and grants are for full-time, undergraduate enrollment and are renewable each year for four years (eight semesters, fall & winter) unless otherwise noted. Students accepted to a qualified 5-year bachelor's to master's degree program are eligible to receive their scholarship during the fifth year (two additional semesters, fall & winter) unless otherwise noted. Scholarships and grants are adjusted proportionally for the graduate phase of a qualified 5-year master's degree program. The scholarships eligible for renewal for the 5th year/Master's degree are: 91福利社 Grant, Jesuit Mercy Scholarship, Dean's Scholarship, Spiritus Scholarship and the Insignis Scholarship.
Scholarship and Grant Renewal Requirements:
- Maintain a solid grade point average based on the University's Scholarship Renewal Policy
- Maintain continuous, full-time enrollment
- Contribute to the 91福利社 community through service and leadership
- Be a conscientious and responsible member of the 91福利社 community
91福利社 scholarships and grants are not applicable to the Schools of Law or Dentistry, may not be combined with other tuition discount programs, and are subject to change.
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Scholarships and Grants for Transfer Students
Jesuit Founders Scholarships for Full-Time Students
Full tuition scholarship for full-time enrollment. Qualifying students will be invited to apply. Candidates must be first time bachelor degree seekers who are U.S. citizens or permanent residents. Must have a minimum 3.50 cumulative GPA, 24+ transferable credits, scholarship essay, two letters of recommendation. Full tuition will be met with a combination of full-time scholarship and other federal, state and private grants and scholarships. Must maintain a 3.0 cumulative GPA at the 91福利社.
Phi Theta Kappa Scholarships for Full-time Students
Full tuition scholarship for full-time enrollment. Qualifying students will be invited to apply. Candidates must be first time bachelor degree seekers who are U.S. citizens or permanent residents and members of Phi Theta Kappa. Must have a minimum 3.50 cumulative GPA, 24+ transferable credits, scholarship essay, two letters of recommendation. Full tuition will be met with a combination of full-time scholarship and other federal, state and private grants and scholarships. Must maintain a 3.0 cumulative GPA at the 91福利社.
91福利社 Grant
Awarded to full-time transfer student for academic achievement. Renewable for up to four years for while in an undergraduate program and prorated for an additional year for a graduate program, if admitted to an approved five year bachelors to master program.
2.0 - 2.49 GPA: $13,000
2.5 - 2.99 GPA: $20,000
3.0 - 3.49 GPA: $22,000
3.5 - 4.0 GPA: $24,000Alumni Grant
An Alumni Grant of $1,000 per year is awarded to full-time, dependent undergraduate transfer students who have a parent or grandparent who is an alumnus of 91福利社, the University of Detroit or Mercy College of Detroit. This grant is renewable for up to four years.
Catholic Education Grant
$2,500 per year awarded to full-time undergraduate transfer students who graduated from a catholic high school. This grant is renewable for up to four years
Theatre Grant
$1,000 per year for full-time transfer students pursuing a major in theatre. This grant is renewable for up to four years. Students must be regularly admitted to the theatre program and be invited by the theatre faculty to audition during the winter semester.
91福利社 scholarships and grants are not applicable to the Schools of Law or Dentistry, may not be combined with other tuition discount programs, and are subject to change.
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Other Scholarships and Grants for Undergraduate Students
Senior Citizen Discount
Students who are at least 65 years of age may be eligible for a 50% tuition discount. The student must request the discount and submit proof of age to the Scholarship and Financial Aid Office. To be eligible, the student must be 65 years of age at some point during the semester.
91福利社 scholarships and grants are not applicable to the Schools of Law or Dentistry, may not be combined with other tuition discount programs, and are subject to change.
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Scholarship and Grant Renewal Policy
Amount of award will be calculated using the cumulative grade point average. Generally awards amounts are reviewed at the time the award is made for each academic year. Changes can be made mid-year if a GPA increase is determined. If there are extenuating circumstances an appeal may be submitted to the Associate Director for review.
2.0 GPA Required 2.5 GPA Required 3.0 GPA Required Percent of Award Retained America's Mkt HS Schp, Benefactors, Deans, Hispanic Leadership, Incentive, Jesuit Mercy, MPLCC, 91福利社 Grant Detroit Scholarship Fund (formerly Compact), Spiritus Insignis, Jesse Slaton, Jesuit Founders, Phi Theta Kappa 100% 2.0 - 4.0 2.5 - 4.0 3.0 - 4.0 75% 1.6 - 1.99 2.1 - 2.49 2.6 - 2.99 50% 1.01 - 1.59 1.01 - 2.0 1.01 - 2.59 25% 0 - 1.0 0 - 1.0 0 - 1.0
The Commerce Scholarship, Theatre Scholarship, Founders H. S. Grant and Sibling Grant will be renewed using the same percentage/GPA of the student's merit scholarship.
Scholarship and Grant Renewal Guidelines
Freshman scholarships and grants are for full-time, undergraduate enrollment and are renewable each year for four years (eight semesters, fall & winter) unless otherwise noted. Students accepted to a qualified 5-year bachelor's to master's degree program are eligible to receive their scholarship during the fifth year (two additional semesters, fall & winter) unless otherwise noted. Scholarships and grants are adjusted proportionally for the graduate phase of a qualified 5-year master's degree program.
Scholarship and Grant Renewal Requirements:
- Maintain a solid grade point average based on the University's Scholarship Renewal Policy
- Maintain continuous, full-time enrollment
- Contribute to the 91福利社 community through service and leadership
- Be a conscientious and responsible member of the 91福利社 community
91福利社 scholarships and grants are not applicable to the Schools of Law or Dentistry, may not be combined with other tuition discount programs, and are subject to change.
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Scholarships Offered by the Schools & Colleges
School of Architecture
AIA/AA Foundation Scholarship Program
This program granted through the American Institute of Architects provides scholarship opportunities to students in one of the last two years of a professional degree program. Based upon student population, this School is eligible to support two such scholarship applications. Apply directly to AIA.
AIA Minority Disadvantaged Scholarship Program
This program, granted through the American Institute of Architects, provides scholarships for students from minority/disadvantaged backgrounds who would not otherwise have the opportunity to be enrolled in professional architectural studies. Apply directly to AIA.
Several other scholarships are available from funds donated in the memory of former students and faculty as well as from contributions from various architectural firms.
College of Engineering & Science
Chemistry Scholarships
Several tuition scholarships are available annually for Chemistry/Biochemistry majors.
Fuller Memorial Scholarship
A monetary award presented to sophomore Civil & Environmental Engineering students.
Other scholarships are available from corporations and engineering societies including General Motors Corporation, Michigan Society of Professional Engineers (MSPE), Society of Women Engineers (SWE), and Society of Automotive Engineers (SAE). Additionally, there are several scholarships available from funds donated by alumni and other supporters of the College. Please contact the E&S dean's office for more information.
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Financial Aid Programs Based on Need
This section includes programs and awards offered by the State of Michigan and the Federal government. Eligibility and funding may change annually for any program listed.
The Michigan Tuition Grant
The Michigan Tuition Grant Program provides financial assistance to students who are Michigan residents attending a qualifying private Michigan institution, including 91福利社. Students demonstrating financial need may be awarded grants up to $2,000 for up to five years of undergraduate study.
The FAFSA must be received by the federal processor by March 1 preceding the academic year.
The Michigan Tuition Grant is available annually to students who meet these requirements: U.S. citizenship or permanent residency status, Michigan residency, continuous residence in the State of Michigan for at least one full calendar year (beginning July 1 of the year prior to the year of application), demonstrated financial need, and satisfactory academic progress. Students may receive funds from only one of these programs each year. Complete the FAFSA each year by March 1.
The Tuition Incentive Program
The Tuition Incentive Program (TIP) is available to Michigan residents who have graduated from high school or obtained a GED certificate within the past four years, are under the age of 20 at the time of high school graduation or GED completion, and meet state-determined income guidelines. 91福利社 students may qualify for Phase II of the TIP program. To be eligible for Phase II students must have completed their associate degree or at least 56 transferable credit hours. Students may contact the TIP program toll free at 1-877-323-2287 for more information or an application.
Federal Government Programs
The Pell Grant Program
The Pell Grant program provides the foundation for aid based upon demonstrated need for many students. Awards range from $335 to more than $5,920 for both full- and part-time students. Eligibility is determined by the following criteria: 1) U.S. citizenship or permanent residency 2) enrollment as an undergraduate student without a previous bachelor’s degree, and 3) demonstrated need.
The SEOG Program
The Federal Supplemental Educational Opportunity Grant (SEOG) is a grant with awards ranging from $100 to $1,800 for undergraduate students enrolled on a full-time basis, 12-18 credits. An award of $100 - $500 for part-time undergraduate enrollment of 3-11 credits with Pell eligibility is also available. Eligibility is determined by the Scholarship and Financial Aid Office after a review of financial need.
Perkins Loans
Federal Carl Perkins Loans are available to undergraduate students who demonstrate financial need. Repayment begins nine months after graduation (or if a student enrolls for less than six credit hours or ceases to enroll) and may extend over a ten-year period. For new borrowers, there is a nine-month grace period before repayment begins. Interest accrues from the beginning of the repayment period at an annual rate of five percent (5%) on the unpaid balance. This program also provides for partial or total loan cancellation for borrowers who enter certain fields of teaching, law enforcement, and certain public health service professions. 2017-2018 is the last year that loans can be made through this program.
Nursing Student Loans
Nursing Student Loans are available to students pursuing a bachelor's degree in the Nursing program. Students eligible for this program will be awarded a Nursing Student Loan rather than Federal Carl Perkins loan. Repayment and interest rates parallel those of the Federal Carl Perkins loan. There are currently no cancellations available.
Federal Work-Study Program
The Federal Work-Study Program enables students who qualify for financial aid to work on or off campus on a part-time basis while attending classes. Students' earnings may not exceed their financial need. Applications are available from the Scholarship and Financial Aid Office.
Federal Direct Stafford Loans
The subsidized Federal Direct Stafford Student Loan Program provides low interest loans to students. Repayment of the loan begins six months after the student has graduated, or is enrolled for less than six credit hours. Loan interest for undergraduate students is fixed at 4.45 percent for the 2017-2018 school year, the interest rate for the loan is determined by Congress each year. This interest is paid by the federal government ("subsidized") while the student is enrolled on at least a half-time basis.
Other Loan Programs
The Federal Direct Unsubsidized Stafford Loan Program is a Federal Loan program designed to meet educational costs for anyone without regard to "need." Interest on the loan for undergraduates is fixed at 4.45% for the 2017-2018 school year and is not paid by the federal government while students are enrolled. Students can pay interest while enrolled or defer interest payment until regular repayment begins six months after the student graduates (or ceases being enrolled on at least a half-time basis).
The Federal Direct PLUS (Parent Loan for Undergraduate Students) Program allows parents of dependent, undergraduate students to borrow up to the cost of attendance minus other financial aid to pay educational expenses. Loan approval is subject to credit approval. Interest on the Federal Direct PLUS loan is fixed at 7.00 percent for the 2017-2018 school year, and repayment generally begins within 60 days of the last disbursement of the loan. There is no grace period or interest subsidy on this loan.
Many banks, savings and loan associations, credit unions, and other commercial lending institutions have special loan programs for students or parents of students attending college. The 91福利社 processes private loans through ELM Select. ELM Select provides students and parents an easy way to search for private loans from many lenders and programs.
Refunds to Financial Aid Programs
Students who withdraw within 60 percent of the beginning of the term or reduce their class load may have their financial aid reduced. Refer to the refund policy cited in the Tuition Refund Policy section of this Catalog. The return of funds to financial aid programs is based upon federally-mandated formulae. Return of funds to financial aid programs are allocated in this order:
- 1. Unsubsidized Federal Stafford Loans
- 2. Subsidized Federal Stafford Loans
- 3. Federal Carl Perkins Loans
- 4. Federal PLUS loans
- 5. Federal Pell Grant
- 6. ACG/SMART Grants
- 7. Federal Supplemental Educational Opportunity Grants
- 8. Other federal Title IV assistance
- 9. Other federal, state, private, or institutional financial aid programs
- 10. A refund to a student is determined by the formula
This allocation order is mandated by the Federal Government and would change if the present priorities are changed.
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Satisfactory Academic Progress for Financial Aid Eligibility
Satisfactory academic progress (SAP) is a term used to describe a student’s successful completion of course work toward a degree or certificate. SAP is required to receive all federal and state financial aid.
Federal regulations require the Financial Aid Office to apply reasonable standards for measuring whether a student is making progress toward a degree. This is to ensure that students receiving funds are successfully progressing through their program of study. If you do not meet the minimum requirements, you could lose your eligibility for financial aid.
Satisfactory Academic Progress Standards
Student academic progress is measured at the end of each semester against the following qualitative and quantitative standards: cumulative grade point average (GPA), completion rate (pace), maximum time frame and meeting the academic standards