Financial Assistance
Graduate students are encouraged to apply for financial aid to help them meet their educational costs. To receive financial assistance from the University, students must be enrolled in, and be admitted for enrollment, in a degree-granting or federally approved certification program at 91福利社. Applicants must also meet all eligibility requirements and must be in good academic standing. Graduate students are eligible for Federal Direct Loans. Complete information on financial aid programs, application procedures, and the award process is available on the Scholarship & Financial Aid Office website
Rights & Responsibilities of Students Receiving Aid
- The right to privacy. All information submitted to the Office of Scholarship & Financial Aid will be treated as confidential as mandated by the Family Educational Rights and Privacy Act (FERPA).
- The right to an explanation of the student’s financial aid eligibility.
- The right to appeal any financial aid decision to the Director of Financial Aid.
- The right to be notified of changes in financial aid status and eligibility.
- The right to examine records maintained by our office which relate to the student’s financial aid file. Students who would like to review their file must submit a written request to the Office of Scholarship & Financial Aid.
- The responsibility to reapply for financial aid by March 1 of each year.
- The responsibility to be aware of all conditions related to the financial aid award offer.
- The responsibility to report changes in academic or residential status to the Office of Scholarship & Financial.
- The responsibility to report any outside assistance the student will be receiving to the Office of Scholarship & Financial Aid.
- The responsibility to meet with a Financial Aid Counselor to discuss how a withdrawal or leave might affect financial aid eligibility.
- The responsibility to notify the Office of Scholarship & Financial Aid if the student changes her graduation date.
- The responsibility to use financial aid funds for education related expenses only.
- The responsibility to respond to requests from the Office of Scholarship & Financial Aid in a timely manner.
- The responsibility to repay student loans.
Types of Financial Assistance
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Institutional Scholarships & Tuition Discounts
A limited number of tuition scholarships are available each year in various program areas. Recipients are notified at the time of admission.
Tuition Discounts
For each of the following programs, forms must be submitted each term no earlier than one month before the start of the term.
Vendor Discounts
A 25% tuition discount is available to the full-time employees, spouses and dependents of various companies that do business with the University. This discount may not be combined with any other 91福利社 scholarship, grant, tuition remission or tuition discount. Students enrolled at the School of Law and professional level students at the School of Dentistry are not eligible for the vendor discount.
School Educator's Tuition Remission Discount
Institutional aid in the amount of 60% of tuition costs for a full-time teacher, substitute, administrator, counselor, paraprofessional, teacher's aide, or ed tech in a public or private educational center enrolled in a program certifiable or endorsable for teaching by the State of Michigan.
Religious Discount
Persons serving in ministerial capacities, whether ordained or laity, may be eligible for the 50% Religious Discount. Eligibility is limited to religious, clergy, laypersons serving a parish or congregation full-time, enrolled in courses directly related to their ministerial work (ex. Religious Studies). Part-Time and Volunteer students in one of these positions must show evidence of a substantial quantitative and qualitative commitment to their ministerial work.
This grant is available for undergraduate and graduate students enrolled in Humanities, Arts & Social Sciences, Software Engineering, and Science. Students must be charged the standard flat rate tuition or standard per credit hour in order to qualify. Discounted programs do not qualify. The discount is not to be combined with any other University aid or tuition discounts. The discount only applies to tuition.
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Graduate Fellowships and Assistantships
Upon admission, students should apply for graduate fellowships and assistantships available through the graduate program to which they have been accepted.
Recipients of graduate fellowships and assistantships must remain in good standing in their major program during the period of the award. Duties and responsibilities of award recipients are defined by the dean and are limited to teaching, research, and/or other activities related to the scholarship. Failure to fulfill the obligations of an assistantship or fellowship may result in immediate termination of the award. Approximately 20 hours per week should be devoted to these duties. For further information on the availability of and guidelines for these positions, contact the dean of the college to which the application will be made.
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Federal Financial Aid
Federal Financial Aid
Federal financial assistance is available to US citizens or eligible non-citizens enrolled at least half-time in programs leading to a graduate degree and for some certificate programs. This assistance can include Federal Work-Study and Federal Direct Loans.
Federal financial assistance is available to US citizens or eligible non-citizens enrolled at least half-time (4.5 in programs leading to a graduate degree and for some certificate programs. This assistance can include Federal Work-Study and Federal Direct Loans. Interest rates for federal student loans are established by Congress in the late spring and go in effect for July 1 – June 30 for the subsequent year. To learn more about the interest rate and any corresponding fees, students should refer to the Federal Student Aid website.
Federal Loans
The Direct Unsubsidized Loan provides funds, not based on financial need, up to $20,500 per academic year. Interest is accruing on these loans while a student is in school. The interest rate is fixed for each individual loan but the interest changes annually for new loans. Repayment begins six months after a student graduates, drops to less than half-time enrollment, or leaves school.
The Direct Graduate PLUS Loan is a credit-based loan available to graduate and professional students who are enrolled at least half-time. The maximum that may be borrowed may not exceed the cost of attendance minus any other financial aid for which the student is eligible. The interest rate is fixed for each individual loan but the interest changes annually for new loans. Students may qualify to defer their loan payments while they attend school on at least a half-time basis. Interest continues to accumulate on Grad PLUS loans during this deferment period.
A Free Application for Federal Student Aid (FAFSA) form is required for each academic year the student wants to be considered for work-study or private loans. The FAFSA can be completed online at on the Federal Financial Aid website.
Entrance Counseling & Master Promissory Notes
All first-time borrowers are required to complete a federally mandated Federal Loan entrance interview and a Master Promissory Note online through the Federal Financial Aid website. Loan funds will not be applied to a student’s account until these obligations are fulfilled.
Exit Counseling
Students who have received Federal Loans at any time during their academic careers are required to complete an exit interview prior to any leave of absence, upon withdrawal or graduation from the University. This is completed on the Federal Financial Aid website. 91福利社 Financial Aid staff members can support students with any follow-up questions or concerns regarding repayment, grace periods, and loan deferments.
Federal Work-Study
Students who demonstrate financial need according to the FAFSA may be awarded Federal Work Study as part of their financial aid package. The student is granted a specific allotment of money that can be earned. Students earn money on an hourly basis until they have received their allotment, or until the end of the term, whichever comes first. It is the responsibility of the student and the supervisor to keep track of the earnings. Once a student earns their allotment, they must stop working, or be switched to non-work study status in some instances. Students' earnings may not exceed their financial need as indicated on their FAFSA. Earnings are paid to students on a bi-weekly basis.
Students may work a maximum of 25 hours per week.
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Private Loans & Scholarships
Private Educational Loans
Many banks, savings and loan associations, credit unions, and other commercial lending institutions have special loan programs for students or parents of students attending college. 91福利社 processes private loans through ELM Select. ELM Select provides students and parents an easy way to search for private loans from many lenders and programs.
Private Scholarships
Many students receive scholarships from outside the university. These scholarships are often academic or civic in nature and may require additional certification from 91福利社. Oftentimes, a student may have already received aid up to their cost of attendance through institutional scholarships and loans. In these situations, loans will be reduced to award the private scholarships. Please send all Certification Requests and Scholarship Checks, made payable to single payee "91福利社", to:
Scholarship and Financial Aid
91福利社
4001 W. McNichols Rd.
Detroit, MI 48221-3038 -
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Veterans Benefits
91福利社 is recognized by the Michigan Department of Education to offer education and training for veterans. Eligibility for all benefits is determined solely by the Veterans Administration (VA). For more information contact the Office of the Registrar, or the Detroit Regional Office of the Veterans Administration.
All veterans receiving benefits must comply with the satisfactory academic progress policy. Specifically, all veterans receiving benefits must maintain a cumulative grade point average (GPA) of 2.0 for undergraduate and dental, 2.2 for law, and 3.0 for graduate programs.
A veteran who allows his/her cumulative GPA to fall below these levels will be placed on probation. A veteran is allowed two semesters to bring his/her GPA above these levels. If the veteran fails to do so, the VA will be notified of unsatisfactory progress and enrollment will not be certified. Certification may resume once the cumulative GPA rises above the previously stated levels.
If a veteran receives a failing grade in or officially withdraws from any class(es), the veteran is obligated to report in writing to the Registrar's Office the last date of attendance for such class(es). If the veteran fails to notify the Registrar's Office in writing, the University will report the last date of attendance to the VA as the first day of class.
Veterans will not be certified for courses taken on an audit basis or those that do not fulfill degree requirements in the program the student is enrolled in. At the time a recipient of VA benefits first requests certification for the Veteran's Administration, the Registrar will provide materials on current procedures. The student should review these materials carefully. In some cases, actions permitted by 91福利社 may result in a reduction or termination of the student's benefits by the Veterans Administration under their regulations. Because academic advisors or deans may not be familiar with such regulations, the student is advised to consult the Office of the Registrar when registering, withdrawing, adding or discontinuing attendance.
In order to comply with Section 103 of PL 115-407 of the Colmery Act the 91福利社 permits any covered individual to attend or participate in the course of education during the period beginning on the date on which the individual provides to the educational institution a certificate of eligibility for entitlement to educational assistance under chapter 31 or 33 (a "certificate of eligibility" can also include a "Statement of Benefits" obtained from the Department of Veterans Affairs’ (VA) website – eBenefits, or a VAF 28-1905 form for chapter 31 authorization purposes) and ending on the earlier of the following dates:
- The date on which payment from VA is made to the institution.
- 90 days after the date the institution certified tuition and fees following the receipt of the certificate of eligibility.
91福利社 will not impose any penalty, including the assessment of late fees, the denial of access to classes, libraries, or other institutional facilities, or the requirement that a covered individual borrows additional funds, on any covered individual because of the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement funding from VA under chapter 31 or 33.
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website.
Financial Aid Policies
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Non-Degree Programs Eligible for Federal Aid
91福利社 offers quite a few Graduate Certificates. However, not all graduate certificates are eligible for federal financial aid. Students enrolled in the graduate certificate programs below may apply for federal student aid by completing the FAFSA.
- Certificate in Business Turnaround Management
- Certificate in Clinical Nurse Leader
- Certificate in Emergency Nurse Practitioner
- Certificate in Endodontics
- Certificate in Family Nurse Practitioner
- Certificate in Health Services Administration
- Certificate in Nursing Education
- Certificate in Orthodontics
- Certificate in Periodontics
- Graduate Certificate in Addiction Studies
- Graduate Certificate in Adult Gerontology CNS
- Graduate Certificate in Advanced Electric Vehicle
- Graduate Certificate in Applied Data Science
- Graduate Certificate in Business Fundamentals
- Graduate Certificate in Ethical Leadership & Change Management
- Graduate Certificate in Finance
- Graduate Certificate in Forensic Accounting
- Graduate Certificate in Smart and Autonomous Vehicles
- Graduate Certificate in Vehicle Cyber Engineering
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Satisfactory Academic Progress
Satisfactory academic progress (SAP) is a term used to describe a student’s successful completion of coursework toward a degree or certificate. SAP is required to receive all federal,